Patenaude & Felix APC or P&F is a debt collection company which receives plenty of consumer complaints to our legislation agency for debt harassment. Find out who they are, why they could be calling, and how you can stop them. The FCRA regulates how assortment agencies and creditors report delinquent debts to credit reporting agencies. Additional shopper protection laws embody the Telephone Consumer Protection Act and the Consumer Financial Protection Act . Lemberg Law is a shopper regulation firm serving to victims of collection harassment and abuse. We’ve helped more than 15,000 customers stop harassment and get well cash from debt collectors.
Please be at liberty to e mail our office, as our return call rate may be longer due to these circumstances. We will notify you if there’s any discrepancy, or you’ll find pay stenger.com a way to verify your month-to-month assertion. Is there a charge for making a payment by phone? Just click on the button above that indicates the strategy of alternative.
I was getting calls every 1hr but I would discuss with them that I am willing to pay but would love documents sent to my house stating what’s owed and for my records. For that previous 3 years the calls stopped and I never received anything at my house from this assortment company. This year they served my neighbor and had her sign courtroom papers when I was at work. When I contact them regarding my account they’d told me I owe them $800 however all 3 credit bureaus say I owe the unique firm $300 and my court documents say I solely owe $300. I am very confused on how they need me to pay or what am I supposed to pay. When viewing a list, consider the state promoting restrictions to which legal professionals and legislation companies must adhere, as properly as our FindLaw.com Legal Directory disclaimer.
According to the receptionist, they had been willing to work within my price range, which I do respect. However, being sued over non-payment on a credit card was uncalled for and not needed. Was fashioned in 1991, and maintains offices in Arizona, California, Nevada, New Mexico, Oregon, Pennsylvania, and Washington. We are presently litigating and amassing for our shoppers in all seven states. Our firm has been acknowledged by numerous collectors, Fortune 500 Companies and assortment organizations for our skilled and moral representation. According to the Better Business Bureau , Patenaude & Felix, A Professional Corporation, was founded in 1987 and integrated in 1997.
My free time is spent on various sites corresponding to Facebook, Twitter, YouTube, and some others. Here you’ll have the ability to share your expertise you had with the website. In the other 15 states, you possibly can document with the other party’s permission. If you inform the debt collector you’ll report, they usually keep speaking, that’s thought of giving permission. Patenaude & Felix can’t threaten to have you ever arrested, and they are not allowed to threaten to take legal action if they haven’t any intention of doing so. It is a violation of federal law for Patenaude & Felix to report inaccurate or incomplete information in your credit score report.
Anyone being sent to them needs to take some private accountability they are simply doing their job. With respect to our inside collection mechanism, we earnestly attempt to use the most effective expertise available. This has enabled us to offer our purchasers with numerous reporting capabilities to assist them determine probably the most profitable and environment friendly method of collecting on their portfolio. By implementing the latest software program and vendor companies, our office is better equipped to efficiently manage our inner procedures. Our persevering with effort is to stay on the top of legal collections. Please e-mail or name to rearrange an on website visit in our San Diego workplace, or we are able to ship a consultant from our agency to your workplace to debate your needs and what our firm has to supply.
Justia lists a minimum of 23 circumstances of civil litigation naming P&F as a defendant. Their site does not comprise any references or hyperlinks to consumer assets, safety laws, or companies. Each state has a statute of limitations on debt. Once your debt reaches a sure age, it’s considered “zombie debt,” and you are not legally obligated to pay it. The age limit varies from state to state, but it’s usually round 4-6 years. Politely inform Patenaude & Felix it’s your coverage to deal with everything in writing.
